Money & Budgeting: The Complete Guide

Welcome to the Value Investor Program (online) (2020 version)! The full program is divided into lessons and then topics. For example, the introduction lesson includes a few short topics. Some lessons or topics have short quizzes at the end to test your knowledge as you go.…

1. A Bit About Me (Owen)Lesson · 8 min
2. Supercharged LearningLesson · 8 min
3. Key Takeaways – Money & Budgeting CourseLesson · 8 min

The Bottom Line – First Work. Most people think of it as their worst enemy. Yet it is far better to treat it like a friend and enjoy it. Even if it is hard work. If you were building your dream house by hand, would it bother you if the beams were heavy and the mornings were…

1. 2 Must-Know Finance LessonsLesson · 8 min
2. The HustleLesson · 8 min
3. Bank Accounts That Make SenseLesson · 8 min

The Bottom Line – First “Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett (Fun fact: Warren Buffett was worth ‘just’ $300 million at his 50th birthday. But he is now worth over $84 billion. Meaning, 99% of his wealth was…

1. Saving 101Lesson · 8 min
2. BudgetLesson · 8 min
3. Getting Smart With SavingsLesson · 8 min
4. Should I Have An Accountant?Lesson · 8 min

The Bottom Line – First The most amazing thing money can do for you is to give you control over your time. In the lesson on debts you’ll learn: Why high-interest debt can suck the life from you, add stress and take away opportunity How to nail credit cards and other nasty debts…

1. Take Back ControlLesson · 8 min
2. Debt DemolitionLesson · 8 min
3. Mortgages 101Lesson · 8 min

Look, Mum! A property under $2 million! To complete our lesson on ‘Property’, you’ll need about 20 minutes and a can-do attitude. In this lesson, you’ll learn that… Property might not be the investment you think it is There are good and bad times to be a first-home buyer You…

1. Property Investing 101Lesson · 8 min
2. First Home DepositsLesson · 8 min
3. Offset AccountsLesson · 8 min
4. How To Part-Own A Property Portfolio With Just $500Lesson · 8 min

The Bottom Line – First Where there’s a Will there’s a way. Where there isn’t a Will there’s a high chance of lawyer fees, stress and uncertainty. In a nutshell: A Will directs some (but not all) of your assets after death It might cost more to go through the court system…

1. Getting A WillLesson · 8 min

“Prediction is very difficult, especially about the future” – Niels Bohr, 1969 In the first lesson, I’ll provide the most important bits of education every Aussie needs to know about their Super and the industry generally. These fast facts can help you understand what Super is,…

1. So what is Super?Lesson · 8 min
2. Why would I put money in Super?Lesson · 8 min
3. How to add extra money to SuperLesson · 8 min
4. How to invest through SuperLesson · 8 min
5. Super & InsuranceLesson · 8 min
6. How much insurance is enough?Lesson · 8 min
7. Super fees & costs explainedLesson · 8 min
8. How to find lost Super accountsLesson · 8 min
9. Binding death benefits & getting a WillLesson · 8 min
10. Where to get advice on SuperLesson · 8 min

The Bottom Line – First “If something isn’t special, then it’s ordinary” – Nora Roberts, author of more than 213 romantic novels (213 books!? what the…) In this section on Insurance you’ll get: The facts of the health insurance industry How Medicare and taxes are affected by…

1. Health Insurance: What Is It?Lesson · 8 min
2. Medicare, Tax & Private Health: How Does It Work?Lesson · 8 min
3. Common Questions About Health InsuranceLesson · 8 min
4. Car, Home, Contents & Travel Insurance: The FactsLesson · 8 min

The difference between $50 per week and $100 per week invested… “I have enough money to retire and live comfortably for the rest of my life. The problem is, I have to die next week.” – anonymous “Think of fees like termites: they’re tiny, they’re barely noticeable, and they can…

1. Shares 101Lesson · 8 min
2. How Do I Buy And Sell Shares In Australia?Lesson · 8 min
3. Are Shares Risky?Lesson · 8 min
4. Investing 101Lesson · 8 min
5. Using Your Budget To InvestLesson · 8 min
6. What Is Paper Trading?Lesson · 8 min
7. Jargon BustersLesson · 8 min
8. Shares Recap – BasicsLesson · 8 min
9. Why Do People Buy Shares? – BasicsLesson · 8 min
10. Time To Invest & Risk Profile – BasicsLesson · 8 min

This lesson forms the first part of our Beginner’s ETF Investing Course. The 10 topics in this lesson answer the most popular questions you may have about Exchange Traded Funds, commonly known as ETFs. Chances are, you would have heard of them before. You can test yourself as…

1. What Is An ETF In Simple Terms?Lesson · 8 min
2. Are Index Funds And ETFs The Same Thing?Lesson · 8 min
3. How Do Investors Make Money From ETFs?Lesson · 8 min
4. Are ETFs Good For Beginners?Lesson · 8 min
5. Are ETFs Safer Than Individual Shares?Lesson · 8 min
6. Do I Get A Dividend From My ETF?Lesson · 8 min
7. Do I Pay Tax On My ETF?Lesson · 8 min
8. What Happens When An ETF Closes?Lesson · 8 min
9. Where Do I Go To Learn More? — BasicsLesson · 8 min
10. How Do I Buy And Sell ETFs? – BasicsLesson · 8 min

Money & Budgeting: The Complete Guide 1 Final Thing In Progress Congratulations, you made it! Thank you for taking the time to complete this course, I really hope you got a lot out of it. Now that you have the tools, the next step is using them!

1. 1 Final ThingLesson