Free online course
Getting and Staying Out of Debt Course | Rask Roadtrip
Ready to join the Rask Financial Wellness Roadtrip ? During the Rask Roadtrip, we’re going to help you build your financial foundations, including understanding your money behaviour, building a budget that works for you, getting out of debt and investing for the first time.
Updated 2026
Getting and Staying Out of Debt Course | Rask Roadtrip overview
Ready to join the Rask Financial Wellness Roadtrip?
During the Rask Roadtrip, we’re going to help you build your financial foundations, including understanding your money behaviour, building a budget that works for you, getting out of debt and investing for the first time. By the time you make your way through the six stops, you’ll be ready to supercharge your financial future.
What you’ll learn in this course:
During this stop on your Rask Roadtrip, we’re going to help you:
Learn about the main types of debt in Australia, to help you determine whether they’re helpful for your financial future
Discover the best strategies for either paying off the debts that aren’t helping you build your dream financial future or making the most of those debts that are
How to access further support (if required) to get out of debt
Having choice plays a massive part in our definition of financial freedom. The freedom to quit toxic jobs, book that dream holiday, visit loved ones and live life how you want to. Getting out of debt is an important part of increasing your choices and improving your overall financial wellbeing.
By the end of this course you’ll have identified any debts you may have and create a plan to bulldoze them! By doing this one step you’ll be on your way to a better financial you.
Who should join us on this Roadtrip?
Wondering if the Rask Roadtrip is right for you?
If the world of money is new to you and you’re just getting started, then this is the perfect resource for you. With videos, written lessons, PDF downloads, an editable course workbook and bonus resources, these courses have everything you need to kickstart your journey 🙌🏾
Start the Rask Roadtrip today to make your way through the six stops on our map!
01Debt: the good, bad and ugly1 lesson · Self-paced
In this course, we’re going to introduce you to the main types of debt in Australia, along with our thoughts on whether or not they’re helpful for your financial future.
- Debt: the good, bad and uglyLesson
02Buy now, pay later1 lesson · Self-paced
Buy Now, Pay Later (BNPL) comes in all shapes and sizes nowadays, but the essence is that a company helps you split up your payment to another business into multiple smaller payments, often for no cost (if you pay it off in time).
- Buy now, pay laterLesson
03Credit card debt1 lesson · Self-paced
It’s quite likely that you’ve heard about the dangers of credit cards and the reasons for taking them out, which can vary from earning points to covering an emergency or a big expense.
- Credit card debtLesson
04Car and personal loans1 lesson · Self-paced
Housing, education and cars. These are the three biggest expenses most of us will ever face. In the video below, I — Owen — explain why loans against cars are really hurtful to your long-term wealth.
- Car and personal loansLesson
05Mortgage1 lesson · Self-paced
Should you pay off your mortgage early or start investing? This is one of the most common questions we receive from our community, who have a little bit extra in their savings account after meeting their mortgage repayments each month. The thing is, there’s no one right answer.
- MortgageLesson
06HECS-HELP1 lesson · Self-paced
For many of us former or current students, HECS/FEE-HELP is likely to be the cheapest debt we’ll ever get. HECS debt goes up at the rate of inflation (e.g. 2%) and we don’t start paying it back until we earn a decent salary. Plus, it goes to the grave with us.
- HECS-HELPLesson
07Enjoying a debt free future1 lesson · Self-paced
Now that we’ve discussed some of the main types of debt and some strategies for paying them off, it’s time to focus on having a debt free future. Just remember, you’ve got this. You really do. You’re stronger than you think, smarter than you believe and have everything you need…
- Enjoying a debt free futureLesson
Enrol in Getting and Staying Out of Debt Course | Rask Roadtrip
No course fee. Create your Rask account to begin.